Financial Coaching

CCCSMD, formerly known as Consumer Credit Counseling Services and Guidewell Financial Solutions, offers confidential financial coaching and an online Learning Center. Their certified credit counselors help people get their finances under control, including budgeting, housing and student loan counseling.

Call CCCSMD at 1-800-642-2227 or schedule a visit to their Columbia office: CCCSMD, 6315 Hillside Court, Suite B, Columbia MD 21046. CCCSMD also hosts free financial webinars on topics like Scams and Identity Theft, Homeownership, plus Budgeting and Credit Reporting. For details and to register, visit the CCCSMD website.


Mortgage and home buying information

Credit Union Mortgage Association (CU Mortgage) is a mortgage partner of Five Star FCU. The “Home Loan Basics” section of the CU Mortgage website offers an overview of the mortgage and home buying process, plus mortgage calculators. Visit the CU Mortgage website to learn more.

Learn about mortgage loans

Other financial resources

Student Loans

Five Star FCU offers Student Loans in partnership with Sallie Mae. Visit our Student Loans page for articles and more information.

Learn about student loans

Free credit reports

You’re entitled to one free credit report every 12 months from each of the three major U.S. credit bureaus: Equifax, Experian and TransUnion. To order your free credit reports, visit for links to all three bureaus. Since companies, credit unions and banks report different information to different bureaus, your information may vary at each one. Each credit bureau’s website offers guidance on how to report personal information that you believe is inaccurate.

Annual Credit Report

Millionaire’s Club for high-school students

The Millionaire’s Club program, offered through the Credit Union Foundation of MD|DC, encourages teens to learn about handling finances. The Millionaire’s Club improves personal finance skills and develops positive life-long habits to fuel financial independence, starting at a young age.

The Club uses easy-to-understand concepts combined with investment simulations, friendly competitions, and an entrepreneurial project to create an engaging learning experience. Clubs are either a self-study online program where students participate independently (or with a small group of friends) or school-based where a classroom of Club members participate together (use the “Teacher” link on the Millionaire’s Club homepage).

Millionaire’s Club

FoolProof financial education

If you enjoy financial articles and videos that are ad-free, visit the FoolProof Financial Education website, presenting contemporary financial topics in a personal style.


LifeCents, offered by CCCSMD

CCCSMD has partnered with LifeCents, a financial wellness and technology solution. LifeCents empowers people to assess and adjust their financial habits—while increasing their confidence. This online tool offers practical tips and in-depth knowledge of the most important personal finance items every consumer needs to understand. Set up a free LifeCents account and get started on your journey today!


Explore this U.S. government website for financial articles, videos and games.

NCUA financial education resources

Credit union members are welcome to try free loan and savings calculators, watch videos and webinars and use financial planning worksheets at NCUA’s educational site Or visit the Activities and Apps page for financial education games geared for kids.

Practical Money Skills

Learn, teach and play: this website hosted by Visa offers financial advice and educational games for students, parents and consumers.

Social Security Retirement Estimator

Plan for your future based on your actual Social Security Administration earnings record.