Personal loans & lines of credit

  • No collateral is needed for Personal (Signature) loans or lines of credit.
  • A Personal loan has a fixed term for repayment.
  • A Personal line of credit can be reused over and over, as you need it. If you regularly apply for personal loans, open a line of credit.
  • Check our current rates and terms.

Tuition loan

  • Our Tuition loan is a good choice if you don’t qualify for government loans.
  • Borrow up to $10,000 and repay your loan in 48 months or less.
  • Check our current rates and terms.

Share Secured loan

  • Your share deposit accounts (excluding IRAs) can be used as collateral for a loan.
  • Rates are 2.00% APR above the last declared quarterly dividend (minimum 3.00% APR).
  • Take up to 60 months to repay. Longer terms are available based on the loan amount.
  • Your savings continue to earn dividends based on the whole balance of your account.
  • Check our current rates and terms.

Personal Lending Rates

Information effective June 1, 2024.
TypeTermAPR* as low as
Personal Loan* up to 60 months12.49%; includes 0.25% APR* automatic loan payment discount.
Share Secured Loan**up to 60 monthsDividend + 2.00%
(Minimum 3.00%)
Personal Line of CreditRevolvingPrime*** + 5.00%
*APR = Annual Percentage Rate. Rates quoted are the lowest available ("as low as"). Actual rate may differ and depends on the applicant's and/or co-applicant's credit history. Rates are subject to change. Please contact the credit union for the most current and up-to-date rates.
** Borrowed amount may not exceed amount in savings or certificate. IRA accounts not permitted for this type of loan. Longer terms available depending on amount borrowed.
*** Prime rate as published at The equity loan rate is subject to change on the first day of the quarter (January, April, July & October) following a change in the prime rate.

Borrowing at your credit union is personal. Talk confidentially with a Loan Officer, who will discuss the best borrowing solution for your situation.

Apply in CU Online

Make your loan payments by logging in to CU Online, by payroll deduction (not available for Ascension Saint Agnes employees), bringing your coupon to a branch, or by mail. Or, to set up automatic loan payments from your other accounts, please call or visit a branch.

Credit Life and Disability

When you apply for your loan or line of credit, ask your Loan Officer about Credit Life and Credit Disability insurance.