New and refinanced mortgages

We offer low fixed-rate first mortgages and mortgage refinancing through our service partner Financial Security Consultants Inc. (FSC). Call Financial Security directly at 410-823-3300 or 1-800-730-7599 or visit FSC online.

Or, visit a branch or call 855-597-5766 (option 4) to speak with a credit union loan officer.

  • Choose from a wide variety of terms: 10 years to 33 1/3 years.
  • Your mortgage will still be serviced locally, right here at your credit union!
  • Our mortgages are available for primary or vacation homes in Maryland, D.C., Delaware, Pennsylvania and Virginia.

First Mortgage Rates

Effective August 1, 2018
TermInterest RateAPR* as low as
*APR = Annual Percentage Rate. All APRs in mortgage rate examples above are based on a $200,000 loan amount and 80% Loan-To-Value (LTV). Rates effective 8/1/18 and are subject to change without prior notice. FSFCU NMLS#721558. Financial Security Consultants, Inc. is a service partner of Five Star Federal Credit Union. Financial Security Consultants is a licensed mortgage broker in Maryland, DC, Delaware, Pennsylvania, and Virginia. Licensed in Pennsylvania by the Pennsylvania Department of Banking. NMLS #101557
10 Years2.990%3.283%
15 Years3.875%4.144%
20 Years4.125%4.338%
30 Years4.375%4.532%
33 1/4 Years (400 Months)4.500%4.647%

We make mortgage payments affordable for our members with low, fixed-rate loans.

Apply for a mortgage

Earn Smartmove Rebates

Buying or selling a home? Get professional real estate assistance and earn cash rebates with SMARTMOVE®, a national real estate affinity program.*

  • A coordinator will explain how to qualify for a cash rebate for buying or selling real estate.
  • Get a cash rebate for each transaction
  • SmartMove agents will help you with your search and market your current home or investment properties.

To learn more, call SMARTMOVE® at 800-645-6560, Monday-Friday (9:00 a.m. to 5:00 p.m.) or by using the SMARTMOVE website.

*SmartMove not available in states where prohibited by law.