Share Savings Account

Our core savings account is the Share Savings account. The minimum deposit is $5.00, equal to one share in the credit union. Open your credit union membership with a Share Savings account and by maintaining at least $5.00 in your account. (Read more detailed dividend information.)

Start saving automatically each payday with Direct Deposit transfers into your Share Savings account. We can also set up electronic transfers into a special Club account for “set it and forget it” saving.

Order an ATM card for a nominal fee and make cash withdrawals at our ATMs in Saint Agnes Hospital or at surcharge-free Allpoint network ATMs. When you receive your ATM card, call 866-985-2273 from your primary phone to activate your card and select a PIN.

 

Special Club Accounts

We make saving for a special purpose as easy as automatic deposits or transfers. Save for vacation, tuition, semi-annual insurance payments, holiday gifts or whatever you'd like.

Planner’s Club

  • This is a six-month savings plan with bi-weekly contribution amounts set by you.
  • Sign up for a Planner's Club account in June or December.
  • Distributions are made in January or July and are transferred into your Share Savings account.
  • If you already have a Planner’s Club, it will automatically continue. You don't need to sign up again unless you wish to open a new account, change the deduction amount, or stop deductions.
  • Payroll deduction is not available for Saint Agnes Hospital employees. Contact a branch to arrange for automatic transfers into your Planner's Club account.

There is a 10% penalty on any early withdrawal amount; if you make an early withdrawal, deductions will stop and the account will be closed.

Christmas Club

  • This is a 12-month savings plan with bi-weekly contribution amounts set by you.
  • Sign up for a Christmas Club account in September.
  • Distributions are made in early October and are transferred into your Share Savings account.
  • If you already have a Christmas Club, it will automatically continue from year to year. You don't need to sign up again unless you wish to open a new account, change the deduction amount, or stop deductions.
  • Payroll deduction is not available for Saint Agnes Hospital employees. Contact a branch to arrange for automatic transfers into your Christmas Club account.

There is a 10% penalty on any early withdrawal amount; if you make an early withdrawal, deductions will stop and the account will be closed.

Savings Rates

Information effective November 1, 2022.
Share TypeDividend RateAPY*
Share Savings0.05%0.05%
Christmas Club0.05%0.05%
Planners Club0.05%0.05%
Share Draft (Checking)0.01%0.01%
* APY = Annual Percentage Yield.

Your Savings are Federally Insured

All Five Star Federal Credit Union share accounts are insured by National Credit Union Administration (NCUA), an agency of the U.S. Government, up to $250,000.

For other savings options, visit our Certificate or Individual Retirement Account pages or a branch office.

Visit a branch to open an account