Share Savings Account
Our core savings account is the Share Savings account. The minimum deposit is $5.00, equal to one share in the credit union. Open your credit union membership with a Share Savings account and by maintaining at least $5.00 in your account. (Read more detailed dividend information.)
Start saving automatically each payday with Direct Deposit transfers into your Share Savings account. We can also set up electronic transfers into a special Club account for “set it and forget it” saving.
Order an ATM card for a nominal fee and make cash withdrawals at our ATMs in Saint Agnes Hospital or at surcharge-free Allpoint network ATMs. When you receive your ATM card, call 866-985-2273 from your primary phone to activate your card and select a PIN.
Special Club Accounts
We make saving for a special purpose as easy as automatic deposits or transfers. Save for vacation, tuition, semi-annual insurance payments, holiday gifts or whatever you'd like.
Planner’s Club
- This is a six-month savings plan with bi-weekly contribution amounts set by you.
- Sign up for a Planner's Club account in June or December.
- Distributions are made in January or July and are transferred into your Share Savings account.
- If you already have a Planner’s Club, it will automatically continue. You don't need to sign up again unless you wish to open a new account, change the deduction amount, or stop deductions.
- Payroll deduction is not available for Saint Agnes Hospital employees. Contact a branch to arrange for automatic transfers into your Planner's Club account.
There is a 10% penalty on any early withdrawal amount; if you make an early withdrawal, deductions will stop and the account will be closed.
Christmas Club
- This is a 12-month savings plan with bi-weekly contribution amounts set by you.
- Sign up for a Christmas Club account in September.
- Distributions are made in early October and are transferred into your Share Savings account.
- If you already have a Christmas Club, it will automatically continue from year to year. You don't need to sign up again unless you wish to open a new account, change the deduction amount, or stop deductions.
- Payroll deduction is not available for Saint Agnes Hospital employees. Contact a branch to arrange for automatic transfers into your Christmas Club account.
There is a 10% penalty on any early withdrawal amount; if you make an early withdrawal, deductions will stop and the account will be closed.
Savings Rates
Information effective March 1, 2023.| Share Type | Dividend Rate | APY* |
|---|---|---|
| Share Savings | 0.05% | 0.05% |
| Christmas Club | 0.05% | 0.05% |
| Planners Club | 0.05% | 0.05% |
| Share Draft (Checking) | 0.01% | 0.01% |
| * APY = Annual Percentage Yield. | ||
Your Savings are Federally Insured
All Five Star Federal Credit Union share accounts are insured by National Credit Union Administration (NCUA), an agency of the U.S. Government, up to $250,000.
For other savings options, visit our Certificate or Individual Retirement Account pages or a branch office.
Visit a branch to open an account