Share Savings Account

Our core savings account is the Share Savings account. The minimum deposit is $5.00, equal to one share in the credit union. Open your credit union membership with a Share Savings account and by maintaining at least $5.00 in your account. (Read more detailed dividend information.)

Start saving automatically each payday with Direct Deposit transfers into your Share Savings account. We can also set up electronic transfers into a special Club account for “set it and forget it” saving.

Order an ATM card for a nominal fee and make cash withdrawals at Saint Agnes Hospital ATMs or surcharge-free Allpoint ATMs.

You can make up to six electronic withdrawals per month using online/mobile banking, ATMs and telephone teller; additional transactions can be made in a branch or by calling a branch at 855-597-5766.

Special Club Accounts

We make saving for a special purpose as easy as automatic deposits or transfers. Save for vacation, tuition, semi-annual insurance payments, holiday gifts or whatever you'd like.

Planner’s Club

  • This is a six-month savings plan with bi-weekly contribution amounts set by you.
  • Sign up for a Planner's Club account in June or December.
  • Distributions are made in January or July and are transferred into your Share Savings account.
  • If you already have a Planner’s Club, it will automatically continue. You don't need to sign up again unless you wish to open a new account, change the deduction amount, or stop deductions.
  • Payroll deduction is not available for Saint Agnes Hospital employees. Contact a branch to arrange for automatic transfers into your Planner's Club account.

There is a 10% penalty on any early withdrawal amount; if you make an early withdrawal, deductions will stop and the account will be closed.

Christmas Club

  • This is a 12-month savings plan with bi-weekly contribution amounts set by you.
  • Sign up for a Christmas Club account in September.
  • Distributions are made in early October and are transferred into your Share Savings account.
  • If you already have a Christmas Club, it will automatically continue from year to year. You don't need to sign up again unless you wish to open a new account, change the deduction amount, or stop deductions.
  • Payroll deduction is not available for Saint Agnes Hospital employees. Contact a branch to arrange for automatic transfers into your Christmas Club account.

There is a 10% penalty on any early withdrawal amount; if you make an early withdrawal, deductions will stop and the account will be closed.

Savings Rates

Effective August 1, 2018
Share TypeDividend RateAPY*
* APY = Annual Percentage Yield.
Share Savings0.05%0.05%
Christmas Club0.05%0.05%
Planners Club0.05%0.05%

Your Savings are Federally Insured

All Five Star Federal Credit Union share accounts are insured by National Credit Union Administration (NCUA), an agency of the U.S. Government, up to $250,000.

For other savings options, visit our Certificate or Individual Retirement Account pages or a branch office.

Visit a branch to open an account