Savings Rates

Effective August 1, 2018
Share TypeDividend RateAPY*
* APY = Annual Percentage Yield.
Share Savings0.05%0.05%
Christmas Club0.05%0.05%
Planners Club0.05%0.05%

Regular Share Certificates

Effective August 1, 2018
Term & TypeDividend RateAPY*
* APY = Annual Percentage Yield. Minimum balance for certificates is $500. Certificate rates are subject to change at any time. Please call for current rates. Your certificate will automatically renew at the rate in effect at the time of maturity unless we are contacted on or before your maturity date. You have ten calendar days after maturity to redeem your certificate without penalty if you do not want to review. Upon automatic renewal, the term will be the same as the original term. Penalty for early withdrawal on Certificates and IRAs. IRAs are also subject to IRS penalties.

**With our 48-month "Smart Savers Certificate," you have the option to change your interest rate one time during the 48-month term to the 48-month Certificate rate current at that time. Limited time offer; subject to change at any time.
6 Months0.35%0.35%
12 Months0.45%0.45%
30 Months0.80%0.80%
48 Months Bump-Up**1.25%1.25%

IRA & Education Share Certificates

Effective August 1, 2018
Term & TypeDividend RateAPY*
* APY = Annual Percentage Yield. Minimum balance for certificates is $500. Certificate rates are subject to change at any time. Please call for current rates. Your certificate will automatically renew at the rate in effect at the time of maturity unless we are contacted on or before your maturity date. You have ten calendar days after maturity to redeem your certificate without penalty if you do not want to review. Upon automatic renewal, the term will be the same as the original term. Penalty for early withdrawal on Certificates and IRAs. IRAs are also subject to IRS penalties.

**With our 48-month "Smart Savers Certificate," you have the option to change your interest rate one time during the 48-month term to the 48-month Certificate rate current at that time. Limited time offer; subject to change at any time.
12 Months0.45%0.45%
30 Months0.80%0.80%
48 Months Bump-Up**1.25%1.25%