Savings Rates
Information effective September 1, 2023.| Share Type | Dividend Rate | APY* |
|---|---|---|
| Share Savings | 0.05% | 0.05% |
| Christmas Club | 0.05% | 0.05% |
| Planners Club | 0.05% | 0.05% |
| Share Draft (Checking) | 0.01% | 0.01% |
| * APY = Annual Percentage Yield. | ||
Regular Share Certificates
Information effective September 1, 2023.| Term & Type | Dividend Rate | APY* |
|---|---|---|
| 5 Months (special, non-renewable) | 3.50% | 3.55% |
| 12 Months | 2.25% | 2.27% |
| 14 Months (special, non-renewable) | 4.00% | 4.07% |
| 30 Months | 2.75% | 2.78% |
| 48 Months | 3.25% | 3.29% |
| * APY = Annual Percentage Yield. Minimum balance for certificates is $500. Certificate rates are subject to change at any time. Please call for current rates. Your certificate will automatically renew at the rate in effect at the time of maturity unless we are contacted on or before your maturity date; exceptions are the non-renewable 5 Month Certificate (whose funds will be deposited into the member's Share Savings account upon maturity) and the non-renewable 14 Month Certificate (whose funds will be deposited into a 12 Month Certificate upon maturity). You have ten calendar days after maturity to redeem your certificate without penalty if you do not want to review. Upon automatic renewal, the term will be the same as the original term. Penalty for early withdrawal on Certificates and IRAs. IRAs are also subject to IRS penalties. |
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IRA & Education Share Certificates
Information effective September 1, 2023.| Term & Type | Dividend Rate | APY* |
|---|---|---|
| 5 Months (special, non-renewable) | 3.50% | 3.55% |
| 12 Months | 2.25% | 2.27% |
| 14 Months (special, non-renewable) | 4.00% | 4.07% |
| 30 Months | 2.75% | 2.78% |
| 48 Months | 3.25% | 3.29% |
| * APY = Annual Percentage Yield. Minimum balance for certificates is $500. Certificate rates are subject to change at any time. Please call for current rates. Your certificate will automatically renew at the rate in effect at the time of maturity unless we are contacted on or before your maturity date; exceptions are the non-renewable 5 Month Certificate (whose funds will be deposited into the member's Share Savings account upon maturity) and the non-renewable 14 Month Certificate (whose funds will be deposited into a 12 Month Certificate upon maturity). You have ten calendar days after maturity to redeem your certificate without penalty if you do not want to review. Upon automatic renewal, the term will be the same as the original term. Penalty for early withdrawal on Certificates and IRAs. IRAs are also subject to IRS penalties. |
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