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Telephone: 855-597-5766


Check Cards (debit cards)

If you have a Checking (Share Draft) account with Five Star Federal Credit Union, request a VisaŽ Check Card! Use this debit card to make purchases and for ATM transactions.

No-surcharge ATMs are available at more than 55,000 Allpoint ATM network locations; see below for more information or visit our home page for our Allpoint ATM Locator. Our Mobile Banking app also has an Allpoint ATM locator.

When you make purchases with your debit card, the funds are deducted from your checking account. Or use it at any Allpoint, STAR or Cirrus ATM to get cash from your savings and checking accounts. Use your Check Card for these transactions:

  • Review your Five Star FCU deposit accounts.
  • Transfer funds between your Five Star FCU deposit accounts at ATMs.
  • Make cash withdrawals at ATMs, including surcharge-free Allpoint ATMs.
  • Pay for services and merchandise at Point of Sale locations by selecting "debit" and using your Personal Identification Number (PIN).
  • Or, choose the "credit" option to sign for your debit card purchases. When your current card is registered in our uChoose Rewards program, you'll earn points for your Check Card signature purchases.

Earn rewards with our uChoose Rewards program

Enroll in uChoose Rewards, a free debit card rewards program for signature purchases (when your Check Card is registered).

Earn 1 point per $2 spent for choosing "credit" and signing for your purchases. To enroll, visit or click on the link on our website: If you receive a replacement Check Card (with a new number), update your information on the uChoose Rewards site to keep earning points!

ATM Cards

No checking account? Make up to 6 withdrawals per month from your Five Star Federal Credit Union savings account with an ATM Card; there's a small fee to order an ATM Card. (The uChoose Rewards program is not available for ATM Cards.)

Allpoint surcharge-free ATM network

Five Star FCU belongs to Allpoint, America's largest surcharge-free ATM network, with 55,000 ATMs across the world! Look for the green Allpoint logo on ATMs in stores, pharmacies and gas stations. Visit our home page and type in your zip code or use our Mobile Banking app to find Allpoint ATMs.

When you use your Five Star FCU Check Card or ATM Card to withdraw cash from an Allpoint ATM, you won't be charged a surcharge. (Fees apply for cash advances made with credit cards.)

PLEASE NOTE: Some Allpoint ATMs display a "surcharge message" screen that says that you will be assessed a surcharge. Continue the transaction by answering "yes" on this screen: on your receipt, you'll see there was no surcharge.